Your Melbourne Mortgage Broker
Making Your Home Loan Choices Better
Would Your Property Investing Benefit Best From:
- Advice from an expert who is on YOUR side and cares about your goals.
- Straightforward explanations that make your options clear.
- Expert advice tailored to your specific structures and goals.
- Detailed analysis and planning.
- Access to more mortgage options than anyone lender can offer.
- An expert on your side for complex negotiations.
- Easier access to mortgages you really CAN afford.
Our expert Melbourne-based advisors can come to you – and meet you when it suits you, where it suits you.
Free Finance Evaluation Session:
When it suits you - Where it suits you.
As your local Melbourne Mortgage Brokers, we can come to you during AND after hours – face-to-face or online.
We also have an office conveniently located in Queens Road.
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Excellent service that saved us thousands of dollars when compared to other mortgage brokers. The team were always immediately responsive and helped us understand the entire process. The also took the time to meet with us on multiple occasions and explain everything in detail. We recommend them without hesitation.
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Loans We Do Best:
Commercial Loans
Commercial property loan structures can be complex, with negotiable terms and conditions.
An experienced spokesperson at your side during the negotiation can help a secure a competitive deal.
Residential Loans
First home buyers, upgraders, refinancers, casual or serial investors or renovations... It doesn't matter how complex or simple your situation is, you have more options than you realise.
SMSF Loans
Self-Managed Super Fund loans can be used to purchase residential investment properties or commercial properties for your business – so your super is working for your business future.
Specialist Medical Practice Advice
Doctors and medical professionals receive preferential treatment from certain financial institutions. An experienced broker with specialised knowledge and experience can help you build a healthier future.
Wealth Creation and Management Is All About Detail
Most people just don’t have the time and headspace to research the complex business of mortgages and investment lending. They start researching property investing online – and end up frustrated and confused.
Choosing the right loans for your financial future is all about detail and planning. There is a massive and growing range of niche and mainstream mortgage options – and many come with hidden complexities that can save you (or cost you) big dollars.
The complexity isn’t just in the loan itself. A good mortgage has to work well with a range of complex investment structures – such as SMSFs and Trusts.
Trying to navigate this massive complexity and make a good decision for the long term yourself is like trying to diagnose a complex medical condition using “Doctor Google”.
Not only do you risk making a poor choice that will leave you with bigger mortgage fees for longer – but you may also miss out on unique opportunities that apply to your specific circumstances.
So make the most of the money that you make - get expert advice that’s specific to you.
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Marc and Emmanuel at Loanscope make borrowing easy, particularly if you have a complicated set of circumstances. Their years of experience make selecting the right lender from over 20 lending institutions, which a borrower would normally not have access to. I have no hesitation in recommending them to my family and my best clients as I have ultimate trust in their services.
Tony Melville. Solicitor - South Yarra
September 8th, 2020
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We have used Emmanuel and his team since 2015 to finance our home loans and investment properties and each time we have confidence in Loanscope providing the right unbiased insights and best deals on the market that suites our specific needs.
Emmanuel goes out of his way (including coming to our house after hours) to ensure the details are clear and we fully understand what options we have.
Loanscope have saved us thousands and won’t hesitate to refer our family and friends
Mac - April 16th, 2020
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Don’t let your money become a couch potato because you don’t have time to get your finances sorted and your investments happening.
Get expert guidance – when you need it, where you need it – and get on with your wealth-building strategy. That way you can get on with your business or practice while your money gets to work for you.
Understanding and advice
We educate you on your options so that you can make the right decision for your future in your circumstances.
Not only will we help you understand the products, but we will also make sure you understand the process and the policies they come with.
We’re “wealth engineers” – putting together the detailed specifications for a range of financial products that will work for your specific needs.
The lowest-cost mortgage isn’t always a good buy. Like most purchases, what’s “cheap” in the short term can be costly once you look at the big picture – from redraw and offset facilities to transaction fees.
You don’t just end up with a mortgage, you end up with a loan structure that helps you achieve your overall goals.
We make the complex simple
We help you get clear about your big picture and the specific results you want to achieve. Then we offer you the most relevant options and help you implement your chosen solutions quickly and easily.
Why Choose Loanscope Mortgage Brokers?
We operate in your best interest – because what’s truly best for our clients is best for our future. Our repeat customers and referral-driven growth prove we’ve made the right choice.
As expert mortgage brokers with years of experience, we have access to hundreds of loan products that you can choose from – whether you are investing for personal or business reasons. You get access to the full market spectrum, not just the over-advertised basics.
We revel in the complex analysis and calculations that go into the selection process – the math that makes a lot of people shudder. You concentrate on your goals and your business – we’ll line up well-matched options for you to chose from to grow your financial security.
We make the time to listen to your needs, your dreams and your goals. However long that is. If it takes a two-hour conversation after you put the kids to bed to get clarity, that’s what we do.
Because we listen, we can make sure that you can manage your money your way, with account structures that work for you.
When you really understand your needs, your goals and your options, then you can make good choices.
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I love working with the team at Loanscope. Emmanuel and Marc make finance fun. They are excellent to work with and very knowledgeable. I In the world of finance it can be really hit and miss to find a broker who really has the client's interest at the front of mind. Emmanuel and Marc really do, they offer free services, check ins, loan checks and are always happy to have a chat. Thanks guys!
Rosalyn Gladwin
October 14th, 2020
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The Loanscope Story - Melbourne Australia
Emmanuel Guignard started Loanscope in 2015 after a few years as a relationship manager at CBA and Bank of Melbourne. He knew he could do better for his clients than the limited set of one-size-fits-all mortgage products available from the big banks.
Emmanuel has found excellent finance solutions for all kinds of clients, from first home buyers to experienced investors with large property portfolios.
Is the situation complex? No problem! Multiple properties, trusts, companies, and SMSF loans are all part of his day to day work.
He loves the challenge of finding good products that meet the needs of his clients, whether they’re Mum & Dad investors or medical specialists.
Emmanuel takes the time to fully understand your individual situation and tailors recommendations accordingly. Your best interests are his priority and he will leave no stone unturned to find the lender and product that is the right fit for you.
Too busy to make a business-hours meeting? Emmanuel will come to your Melbourne location or host you at our convenient St Kilda Road offices.
What Do Our Loan Services Cost?
Mortgage brokers are usually paid a commission by lenders to introduce new clients and organise home loans on their behalf. Therefore we generally do not charge clients for our services.
All lenders pay a similar amount to brokers so there is no significant financial benefit in recommending one lender over another. Lenders are selected on the basis of the best client fit, not the amount of commission paid.
Most of our business is repeat business and referral business – because we consistently deliver our customers great results AND a great experience.
That structure and that success rate mean that we have time:
- time to invest in understanding your needs
- time to invest in helping you understand your needs
- time to invest in helping you clarify your goals for your future
We have the time to help you reach your investment goals faster than you ever thought possible.
