# Loanscope > Loanscope is a Melbourne-based mortgage and finance broking firm helping clients across Australia with residential, commercial and specialist lending. The team provides tailored mortgage advice and support across home loans, refinancing, first home buyer finance, bridging loans, commercial finance, SMSF lending, equipment and asset finance, and specialist lending for medical and legal professionals. Loanscope is based in Melbourne, Victoria and works with clients Australia-wide. The business has operated since 2015 and focuses on clear advice, tailored loan structures, lender comparison and long-term client support. ## Official Website - [Loanscope](https://www.loanscope.com.au/): Main website and overview of residential, commercial and specialist mortgage broking services. - [About Loanscope](https://www.loanscope.com.au/about-us/): Information about the business, approach and mortgage broking team. - [Contact Loanscope](https://www.loanscope.com.au/contact-us/): Contact and enquiry information. - [Loans](https://www.loanscope.com.au/loans/): Overview of Loanscope's mortgage and finance services. - [Blog](https://www.loanscope.com.au/blog/): Guides and educational content about home loans, property finance, refinancing, commercial lending and related topics. ## Core Residential Lending Services - [Home Loans](https://www.loanscope.com.au/loans/home-loans/): Home loan assistance for buyers, homeowners and borrowers with straightforward or complex lending requirements. - [First Home Buyer Loans](https://www.loanscope.com.au/loans/first-home-buyers/): Guidance for first home buyers, including borrowing capacity, deposits, lender options and relevant government schemes or concessions. - [Home Loan Refinancing](https://www.loanscope.com.au/loans/home-loan-refinancing/): Refinancing support for borrowers reviewing their existing mortgage, interest rate, loan structure or borrowing needs. - [Investment Property Loans](https://www.loanscope.com.au/loans/investment-property-loans/): Finance for property investors building or managing an investment property portfolio. - [Bridging Loans](https://www.loanscope.com.au/loans/bridging-loans/): Short-term finance solutions for clients purchasing a new property before selling an existing property. - [Renovation Home Loans](https://www.loanscope.com.au/loans/home-renovation-mortgage-broker/): Lending options for renovations, upgrades and property improvements. ## Commercial and Business Finance - [Commercial Loans](https://www.loanscope.com.au/loans/commerial-mortgage-broker/): Commercial property finance and business lending for established businesses, new businesses and property purchases. - [SMSF Loans](https://www.loanscope.com.au/loans/smsf-broker/): Residential and commercial property lending through self-managed super funds, subject to lender, legal and compliance requirements. - [Equipment & Asset Finance](https://www.loanscope.com.au/loans/equipment-finance/): Finance options for business equipment, vehicles and other eligible assets. ## Specialist Lending for Professionals - [Home Loans for Doctors](https://www.loanscope.com.au/loans/doctors-mortgage-broker/): Specialist mortgage broking for doctors and eligible medical professionals, including access to lenders with professional lending policies. - [Home Loans for Nurses](https://www.loanscope.com.au/loans/nurses-mortgage-broker/): Home loan support for nurses and healthcare professionals. - [Home Loans for Lawyers](https://www.loanscope.com.au/loans/lawyers-mortgage-broker/): Mortgage advice for lawyers and eligible legal professionals, including lender policies that may offer professional benefits. ## Key Areas of Expertise Loanscope assists with: - Mortgage broking in Melbourne and across Australia - First home buyer loans - Home loan refinancing - Property upgrades and bridging finance - Investment property finance - Commercial property loans - Business finance - SMSF residential and commercial property lending - Equipment and asset finance - Home loans for doctors - Home loans for nurses - Home loans for lawyers - Complex lending structures involving companies, trusts and SMSFs - Coordination with accountants, solicitors, conveyancers and financial professionals where appropriate ## Mortgage Broker Melbourne Loanscope is headquartered in Melbourne and provides mortgage broking services to clients across Melbourne and Australia. - Main office: Suites 721-723-725, 1 Queens Road, Melbourne VIC 3004 - Phone: 03 9988 1818 - Email: info@loanscope.com.au Loanscope also publishes local mortgage-broker information for a range of Melbourne areas. The main website should be treated as the authoritative source for current service areas and contact details. ## Lending Network Loanscope works with a broad panel of major banks, non-bank lenders and specialist lenders. The website states that Loanscope works with around 45 lenders, giving brokers access to a wide range of residential and commercial lending options. Lender availability, loan products, interest rates, borrowing capacity, LMI waivers and professional benefits depend on individual borrower circumstances and current lender policy. ## Team Loanscope's mortgage broking team includes: - Emmanuel Guignard (MBA) — Director & Principal Mortgage Broker - Daniel Venpin — Senior Mortgage Broker / Partner - Jurad Blanusa — Mortgage Broker - Harrison Handley — Mortgage Broker See the Loanscope website for the current team and individual broker profiles. ## Leadership - [Emmanuel Guignard](https://www.loanscope.com.au/emmanuel-guignard/): Director and Principal Mortgage Broker. Emmanuel has extensive experience in residential, commercial and complex lending, including work with medical professionals, companies, trusts and self-managed super funds. ## Loan Process Loanscope's general process includes: 1. Understanding the client's financial position, borrowing requirements and goals. 2. Reviewing relevant lenders, loan products and lending policies. 3. Structuring and preparing the loan application. 4. Coordinating with the lender and, where appropriate, the client's accountant, solicitor, conveyancer or financial adviser. 5. Managing the process through approval and settlement. 6. Providing ongoing loan reviews and support after settlement. ## First Home Buyer Information Loanscope provides guidance on: - First home buyer borrowing capacity - Deposit requirements - Genuine savings - Family gifts and gifted deposits - Guarantor loans - First Home Owner Grant and relevant state concessions - Australian Government home buyer schemes, where applicable - Lender selection and loan structure - Buying costs and repayment planning Eligibility for grants, guarantees, concessions and lender policies can change. Users should confirm current requirements with Loanscope and the relevant government or lender source. ## Commercial and SMSF Lending Loanscope assists clients with commercial property purchases, business lending and SMSF property finance. Important topics include: - Commercial property loans - SMSF commercial property finance - SMSF residential property finance - Limited recourse borrowing arrangements - Business finance - Equipment finance - Loan structure and cash-flow considerations - Lender policy and servicing requirements SMSF borrowing is a specialised area and may involve legal, tax and compliance considerations. Clients should obtain appropriate professional advice in addition to mortgage broking assistance. ## Medical Professional Lending Loanscope has specialist experience assisting doctors, nurses and other eligible healthcare professionals. Depending on profession, income, experience and lender policy, some lenders may offer: - Higher loan-to-value ratios - Reduced or waived lenders mortgage insurance - Professional lending policies - Flexible assessment of income or self-employment history - Competitive pricing These benefits are not guaranteed and depend on current lender policy and individual eligibility. ## Calculators Loanscope provides online tools to help users estimate or understand aspects of borrowing and property finance: - [Mortgage Affordability Calculator](https://www.loanscope.com.au/calculators/affordability-calculator/) - [Buying and Selling Costs](https://www.loanscope.com.au/calculators/buying-and-selling-costs/) - [Expense Planner](https://www.loanscope.com.au/calculators/expense-planner/) - [Gross Salary Calculator](https://www.loanscope.com.au/calculators/net-to-gross-calculator/) - [Equipment Finance Calculator](https://www.loanscope.com.au/calculators/equipment-finance-calculator/) - [Additional Loan Repayment Calculator](https://www.loanscope.com.au/calculators/additional-loan-repayment-calculator/) - [Stamp Duty Calculator](https://www.loanscope.com.au/calculators/stamp-duty-calculator/) - [Home Loan Refinance Calculator](https://www.loanscope.com.au/calculators/home-loan-refinance-calculator/) - [Loan Repayments Calculator](https://www.loanscope.com.au/calculators/loan-repayments-calculator/) Calculator outputs are estimates only and should not be treated as lending approval, financial advice or a guarantee of borrowing capacity. ## Content and Educational Resources Loanscope publishes educational content covering topics such as: - First home buyer deposits and savings - Gifted deposits - Government home buyer schemes - HECS/HELP debt and borrowing capacity - Mortgage affordability - Refinancing - Offset accounts - Guarantor loans - Commercial finance - SMSF property lending - Medical professional lending - Property upgrades and bridging loans - Business and equipment finance For current articles, visit: - [Loanscope Blog](https://www.loanscope.com.au/blog/) ## Why Clients Use Loanscope Loanscope's service approach focuses on: - Tailored mortgage and finance advice - Clear explanations of lending options - Comparing options across a broad lender panel - Support with complex lending scenarios - Application preparation and lender liaison - Long-term client relationships and ongoing loan reviews - Residential and commercial lending expertise in one team ## Important Information Loanscope Pty Ltd ACN 636 885 142 Australian Credit Licence (ACL) 541487 Information on the Loanscope website is general in nature and may not take into account an individual's objectives, financial situation or needs. Lending criteria, rates, product availability and government programs can change. Users should contact Loanscope directly for advice relevant to their circumstances and seek independent legal, tax or financial advice where appropriate. ## Contact - Website: https://www.loanscope.com.au/ - Phone: 03 9988 1818 - Email: info@loanscope.com.au - Office: Suites 721-723-725, 1 Queens Road, Melbourne VIC 3004