Award-Winning Home Loan Brokers for First Home Buyers
Buying your first home? Confused about where to start or how to go about organising your first home loan? If you are you looking to take your first steps towards buying a new home, then you've come to the right place. Loanscope is a multi-award-winning mortgage broker for first home buyers in Melbourne, specialising in helping first home buyers navigate the complexities of the mortgage market. We help you through the process of what is likely to be the biggest, most significant purchase of your life so far. We'll hold your hand every step of the way and help you make smart, informed decisions that will save you time, hassle, and money. If you want to feel confident buying your new home, let the team at Loanscope help. Contact us today.
Your First Home Loan Experts in Melbourne
Buying your first home is both exhilarating and terrifying, and we know the decisions seem endless. Buying your first home often comes with questions such as:
- Should your home loan be on a fixed or variable interest rate or a combination of both?
- Is it best to pay interest-only or interest and principal?
- Do you need to opt for features such as redraw facilities and/or offset accounts?
From understanding your borrowing power and required deposit to stamp duty to LMI and contracts, it can all be an incredibly complex process, particularly if you're new to purchasing a property. But with Loanscope at your side, you don't have to work it out on your own; we make the complex simple.
Tailored Finance Solutions for Buying Your First Home
Are you looking for personalised first home buyer advice? Then Loanscope has you covered. Our first home buyer loan specialists guide you through the maze of solicitors, conveyancers, banks and real estate agents during your home loan journey and are with you every step of the way, from pre-approval right through to settlement and even future home loan refinancing.
As a leading first home buyer mortgage broker in Melbourne, we can:
- Compare 600 first-home buyer loan products
- Negotiate a better deal on your behalf
- Customise your home loan so that you only pay for the features you actually need
Why Choose Loanscope?
At Loanscope, you are not just a number on our books. We take the time to understand your situation and goals. We explore the scope of your financial situation and create a tailored home loan strategy with you so that you can make the right decision for your future and your circumstances. Not only will we help you understand the products, but we will also make sure you understand the process and the policies they come with. Speak to a Loanscope mortgage broker now.
We Make the Complex Simple
Is your loan situation complex? While this may be an issue for some mortgage brokers, it is rarely an issue for us. Finding solutions for multiple properties, trusts, companies, and SMSF loans are all part of our day-to-day work. In fact, we specialise in helping clients with complex financial scenarios. We help you get clear about the 'bigger picture' and help you achieve the specific outcomes you need. We offer you the most relevant options and help you implement your chosen solutions quickly and easily. Contact Loanscope today. We make the complex simple.
Experienced & Personalised
With over three decades of combined experience and expertise, Loanscope is the one of the most trusted names in Melbourne mortgage broking. We have access to hundreds of loan products that you can choose from, each one personalised to your individual circumstances. Whether you are investing for personal or business reasons, you’ll get access to the full market spectrum, not just an over-advertised, stock standard solution from the the big four. Choose Loanscope.
First Home Buyer Loan Incentives
As a first home buyer, you may be entitled to claim a big reduction in stamp duty for purchases up to $600,000. Additionally, If you are buying or building a new home valued at up to $750,000, you may be eligible for the First Home Owners' Grant of $10,000. You could also get $20,000 homebuilder cash.
Loanscope will explain how these incentives work and what their value is for your intended purchase and help you with the paperwork. To find out more, book a consultation with us today.
Applying for a First Home Buyer Loan
Considering buying a property but unsure whether you qualify for a home loan? We provide a full assessment of your situation at no cost. We help you understand how much you can afford to borrow, what your monthly repayments would be and which lenders are a good fit for you.
When you are ready to buy, we will organise your pre-approval, which means you will know your limits and can concentrate on finding a great place to live. Have a look at our calculators to work out your figures:
Our Home Loan Services
Loanscope works with more than 30 different lenders and compares over 600 home loans to find the right one for you and your needs.
Refinancing your home loan can save you money, and the refinance process is made easy with Loanscope.
Whether you're dipping your toes in the property investment water for the first time or have a substantial property portfolio, Loanscope can help.
Loanscope have specialist knowledge and can help with access to lenders who provide preferential treatment for doctors and medical professionals.
Loanscope are experts in securing optimal home loans for lawyers. We have access to lenders who provide highly competitive loans for legal professionals.
Loanscope makes buying your first home easy by getting rid of the complex and securing a competitive deal so you can move in sooner.
Renovation loans can be more difficult to set up than standard home loans unless you have Loanscope Mortgage Brokers in your corner.
We guide you through every stage of the bridging loan process to ensure you secure your new home without the pressure of trying to sell your current property beforehand.
Commercial loan structures can be complex. An experienced broker on your side can help secure a competitive deal.