Home Loans for Doctors

Specialist Home Loan Solutions For Medical Professionals

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NO LMI

Some lenders will waive the LMI for doctors and medical professionals, for loans up to 95% of the property value (95% LVR).

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MAXIMISE BORROWING CAPACITY

In some cases, you might also be able to borrow some unsecured funds if you have some self-employed income. This can be used to effectively borrow 100% of your residential or commercial property projects.

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SPECIAL DISCOUNTS ON INTEREST
RATES

Doctors and medicos receive preferential treatment from some financial institutions because they are considered low-risk borrowers. A lot of lenders will offer special discounts and low interest rates on home loans.

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SPECIAL LOAN PACKAGES

Many lenders offer customised loan packages to meet medical professionals' unique needs. You can take advantage of these special loan offers to buy your first home, your next home, refinance your current mortgage, buy an investment property, or build a new home with special doctor mortgage loan rates.

Tailored Home Loans for Doctors

At Loanscope, our team of home loan specialists in Melbourne have helped doctors and medical professionals all over Melbourne to buy properties by delivering tailored home loans for doctors. Our Mortgages for Doctors may allow you to access benefits and special offers that other borrowers cannot access.

Helping Melbourne Doctors Secure Home Loans

You dedicate your life to supporting others, which is a considerable responsibility. That's why there is special support available to you when looking to purchase a home. Certain financial institutions consider doctors and medical professionals to be low risk borrowers – and are prepared to offer very competitive home loan deals.

Doctors are short on time and the very thought of having to go from bank to bank or lender to lender to find the right home loan can be a daunting task. But you don’t have to. At Loanscope, we offer industry-leading brokerage services for doctors and medicos and specialist knowledge of this area. Our Mortgage Brokers for Doctors team is here to assist you.

With access to over 30 lenders, we take the time to find the right lending options to suit your specific needs and lifestyle, so you can be confident your mortgage is competitive, affordable and tailored to you. Our Mortgages for Doctors program ensures you get the best deals.

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Award-Winning Mortgage Brokers for Medical Professionals

Are you a doctor or medical professional looking for a home loan? Loanscope can help you access exclusive deals and low interest rates and borrow up to 95% of the property value with no Lenders Mortgage Insurance (LMI). Our industry-qualified (FBAA), multi-award-winning, and highly experienced brokers are experts in helping doctors and medical professionals in Melbourne find and secure a mortgage that suits their needs. Save time, money and stress by contacting the team at Loanscope today and asking about our home loans for doctors or mortgages for doctors.

How much could a doctor save on LMI premiums?

For example, the LMI on a $900,000 loan for a $1 million property purchase is currently $25,072 with one of the big 4 banks! With no LMI for doctors, you can save a lot of money.

Property valueLMI premium savedDeposit amount
$600,000 $10,140$60,000 + Gov costs 
$1,000,000$21,265$100,000 + Gov costs 
$1,500,000$41,510$150,000 + Gov costs 
$2,000,000$58,132$200,000 + Gov costs 

How Do Home Loans for Doctors Work?

The process of getting a home loan with the specific advantages that come with your profession starts with asking the right information. That’s where Loanscope comes in. We make the complex simple by guiding you through the process from start to finish.

Step 1.

Contact us for a free assessment of your situation. We'll help you determine how much you can borrow, your monthly repayments, and the best lenders for you. Our Mortgage Brokers Doctors team is ready to assist.

Step 2.

We will organise your pre-approval when you are ready to buy. You will know your borrowing limits and can concentrate on finding a great place to live in. See how much you can borrow with our affordability calculator.

Step 3.

Apply for a home loan. At this step you’ll seal the deal and get the doctors’ deals and special rates and discounts

Step 4.

Congratulations on becoming a homeowner! Welcome to the journey of creating lasting memories and building your dream life through Loanscope.

Why Choose Loanscope?

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Trusted Advisors

At Loanscope, you are not just a number on our books. We take the time to understand your situation and goals. We explore the scope of your financial situation and create a tailored home loan strategy with you so that you can make the right decision for your future and your circumstances. Not only will we help you understand the products, but we will also make sure you understand the process and the policies they come with. Speak to a Loanscope mortgage broker now and learn more about our Mortgages for Doctors.

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We Make the Complex Simple

Is your loan situation complex? While this may be an issue for some mortgage brokers, it is rarely an issue for us. Finding solutions for multiple properties, trusts, companies, and SMSF loans are all part of our day-to-day work. In fact, we specialise in helping clients with complex financial scenarios. We help you get clear about the 'bigger picture' and help you achieve the specific outcomes you need. We offer you the most relevant options and help you implement your chosen solutions quickly and easily. Contact Loanscope today. We make the complex simple. Our Mortgage Brokers Doctors team will guide you through every step.

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Experienced & Personalised

With over three decades of combined experience and expertise, Loanscope is one of the most trusted names in Melbourne mortgage broking. We have access to hundreds of loan products that you can choose from, each one personalised to your individual circumstances. Whether you are investing for personal or business reasons, you’ll get access to the full market spectrum, not just an over-advertised, stock standard solution from the big four. Choose Loanscope and discover our Mortgages for Doctors.

Expert Home Loan Advice for Doctors from Melbourne’s Leading Mortgage Brokers. Call (03) 9988 1818.

Our Other Home Loan Services

Loanscope works with more than 30 different lenders and compares over 600 home loans to find the right one for you and your needs. Our Mortgage Brokers Doctors team ensures you get the best possible deal.

Refinancing your home loan can save you money, and the refinance process is made easy with Loanscope. Ask our Mortgage Brokers Doctors for assistance.

Whether you're dipping your toes in the property investment water for the first time or have a substantial property portfolio, Loanscope can help.

Loanscope have specialist knowledge and can help with access to lenders who provide preferential treatment for doctors and medical professionals.

Loanscope are experts in securing optimal home loans for lawyers. We have access to lenders who provide highly competitive loans for legal professionals.

Loanscope makes buying your first home easy by getting rid of the complex and securing a competitive deal so you can move in sooner.

Renovation loans can be more difficult to set up than standard home loans unless you have Loanscope Mortgage Brokers in your corner.

We guide you through every stage of the bridging loan process to ensure you secure your new home without the pressure of trying to sell your current property beforehand.

Commercial loan structures can be complex. An experienced broker on your side can help secure a competitive deal.

What Our Clients Say

Meet the Loanscope Team

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Emmanuel Guignard (MBA)

Director & Principal Mortgage Broker

Daniel Web

Daniel Venpin

Senior Mortgage Broker / Partner

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Jurad Blanusa

Mortgage Broker

Team Airlie

Airlie Williams

Broker Assistant

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Celine Block

Broker Assistant

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Harrison Handley

Mortgage Broker

Doctor Home Loan FAQs

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