Your Award-Winning Investment Property Loan Brokers
With over 600 property investment loans available in the Australian market today, finding the right mortgage for your property investment can be every bit as challenging as finding the right property to invest in. Mistakes can be costly, and securing the right investment home loan is essential. You need expert advice from a highly experienced mortgage broker who understands the market and can guide you through the decision-making process. That’s where we come in. At Loanscope, our industry-qualified (FBAA), multi-award-winning investment property loan brokers will help you get it right every time.
Your Local Investment Property Loan Experts in Melbourne
At Loanscope, we have considerable expertise in helping our clients to grow their property portfolios with investment property loans.
Whether you’re dipping your first toe in the investment property water or have a substantial property portfolio, Loanscope are the right investment property mortgage brokers to partner with.
Our investment property loan experts will save you time, money and stress with a tailored investment property loan to suit your needs, no matter how complex your situation. Our investment property broking services deliver:
- Straightforward explanations that make choosing a loan for an investment property clear.
- Access to 30+ home loan lenders and bank options, comprised of major banks, non-bank lenders and non-conforming lenders
- Expert property investment advice tailored to your specific structures and goals.
- Access to a broad range of mortgage alternatives the banks can’t offer (or match).
- An expert investment property mortgage broker who is on your side through complex negotiations, doing the paperwork, and getting you rates that could astound your bank.
- A quality investment strategy to support growth inside your SMSF.
Our expert Melbourne-based mortgage brokers can come to you – and meet you Online through Zoom or in person when it suits you, where it suits you within the Greater Melbourne area.
Tailored Home Loans for Investors
For the inexperienced investor, securing an investment property loan can actually be quite difficult. If you don’t know which lender has the best solution for your needs, or how to make the case for your finances, it is often far too easy to end up with the wrong investment property loan. Costly mistakes can have a significant impact on returns, sometimes so much that you can’t keep the property.
Cheap loans with unexpected expenses and limited flexibility can trap unsuspecting investors. This can make it difficult to rearrange your commitments and move your money around. If you don’t have the expertise, it can be quite overwhelming trying to understand which mortgages are best suited to your needs and unique financial situation.
That's where Loanscope can help. Our mortgage brokers take the time to listen carefully and help you explore your lending options in full. We provide nuanced advice and help you strategise for maximum returns. With over 30 lenders to choose from, we make the complex simple by helping you navigate the mortgage maze and select an investment property loan that suits your needs.
Why Choose Loanscope?
At Loanscope, you are not just a number on our books. We take the time to understand your situation and goals. We explore the scope of your financial situation and create a tailored home loan strategy with you so that you can make the right decision for your future and your circumstances. Not only will we help you understand the products, but we will also make sure you understand the process and the policies they come with. Speak to a Loanscope mortgage broker now.
We Make the Complex Simple
Is your loan situation complex? While this may be an issue for some mortgage brokers, it is rarely an issue for us. Finding solutions for multiple properties, trusts, companies, and SMSF loans are all part of our day-to-day work. In fact, we specialise in helping clients with complex financial scenarios. We help you get clear about the 'bigger picture' and help you achieve the specific outcomes you need. We offer you the most relevant options and help you implement your chosen solutions quickly and easily. Contact Loanscope today. We make the complex simple.
Experienced & Personalised
With over three decades of combined experience and expertise, Loanscope is the one of the most trusted names in Melbourne mortgage broking. We have access to hundreds of loan products that you can choose from, each one personalised to your individual circumstances. Whether you are investing for personal or business reasons, you’ll get access to the full market spectrum, not just an over-advertised, stock standard solution from the the big four. Choose Loanscope.
Structuring Your Investment Home Loans
When you meet with us, your Loanscope property investment loan broker will help you explore what you want to achieve through property investing.
Do you plan to earn an income from the investment and sell it once the value has increased and benefit from capital gains? Or is your goal to use the property as a form of enforced retirement savings?
We will also help you understand the costs associated with the investment such as repairs, maintenance and insurance. If you have questions about accessing existing equity or gearing we can help you fill in the gaps with expert advice. Bring all your questions and we will take the time to give you the answers.
Self-Managed Super Fund (SMSF) loans are available from a range of lenders and can be used to purchase residential investment properties or commercial properties for your business. It’s important to know that if you buy residential properties through your SMSF, they must be for investment purposes. However, if you purchase commercial property through your SMSF, you can rent the property to your business.
This is a fantastic option for self-employed borrowers, as the rental income goes back into your SMSF, you build equity plus savings for your retirement! The documentation and compliance requirements for SMSF loans are much more complex than standard home loans, which is why you're likely to need expert help.
We will guide you through the detailed process of comparing SMSF loan products and manage the complicated and time-consuming application process, right through to settlement.
Our Other Home Loan Services
Loanscope works with more than 30 different lenders and compares over 600 home loans to find the right one for you and your needs.
Refinancing your home loan can save you money, and the refinance process is made easy with Loanscope.
Whether you're dipping your toes in the property investment water for the first time or have a substantial property portfolio, Loanscope can help.
Loanscope have specialist knowledge and can help with access to lenders who provide preferential treatment for doctors and medical professionals.
Loanscope are experts in securing optimal home loans for lawyers. We have access to lenders who provide highly competitive loans for legal professionals.
Loanscope makes buying your first home easy by getting rid of the complex and securing a competitive deal so you can move in sooner.
Renovation loans can be more difficult to set up than standard home loans unless you have Loanscope Mortgage Brokers in your corner.
We guide you through every stage of the bridging loan process to ensure you secure your new home without the pressure of trying to sell your current property beforehand.
Commercial loan structures can be complex. An experienced broker on your side can help secure a competitive deal.